Best Insurance Companies in Ohio 2022

November 12, 2021by Grace1
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Do you want to get the services for car  homeowners, business and health insurance from the best companies in Ohio?

Are you tired of getting the worst services for your insurance premiums?

Do you want the best services at affordable insurance rates?

Here’s a detailed guide on the best insurance providers in Ohio.

We have outlined this piece according to J.D. Power and AM Best rating.

Also, we considered each company’s coverage options, financial strength and available discounts.

Furthermore, you can as well explore other companies in the USA if you want to compare premiums by states just by clicking on the related posts below.

5 Best Health Insurance Companies in Ohio

In the list of all possible insurance policies that matter, health insurance is a priority.

Knowing how expedient it is, we have done our research and came up with the top best medical insurance companies in Ohio.

However, to get the best out of their health insurance plans, it’s important you find out if the coverage they offer tallies with your needs.

With that being said, here are the best health insurance companies in Ohio;

#1. Ambetter from Buckeye Health

From inception, Ambetter was founded to deliver quality healthcare insurance at the local and regional level.

In addition to that, many Ohio residents choose Ambetter because of the benefits of enhanced collaboration and strategic care coordination programs.

Also, Ambetter Health Plans are certified as Qualified Health Plan issuers.

But the cost of health insurance at Ambetter will depend majorly on the insurance plan.

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#2. Anthem Blue Cross and Blue Shield

Besides Ohio, Anthem BCBS offers insurance to residents of Indiana and other States.

Anthem BCBS is one of the best health insurance companies that is not just recognised in Ohio but in the USA as a whole.

In addition to that, Anthem has a wide network of physicians, specialists and hospitals.

Also, they provide programs and info to help manage chronic health conditions.

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#3. SummaCare Inc

SummaCare is one of the medical care insurance companies that offers health coverage to just Ohio residents.

Also, makes them available and ready to offer coverage.

SummaCare offers healthcare coverage to employer groups, medicare eligibles, individuals and families (non-group).

In addition to that, they have over 6,000 providers and 50 hospitals. 

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#4. Medical Mutual 

When you refer to one of the largest health insurance companies in Ohio, it is Medical Mutual.

Medical Mutual offers health coverage to over 1.5 million members across the state. 

Also, Medical Mutual made it to the list of best health insurance companies in Ohio because of its high-quality healthcare coverage. 

Because of that, the insurance company had received awards from the National Committee for Quality Assurance (NCQA) for their PPO, HMO, and point-of-service products.

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#5. Aultcare Insurance Company

Since its inception in 1985, Aultcare still stands as one of the best medical insurance companies in Ohio.

Aultcare has over 7,300 providers and 30 hospitals that offer 24/7/365 access nationwide.

Besides that, AultCare healthcare plans cover a wide range of coverage.

With high-tech innovations, they offer integrated care coordination supported by quality measures.

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5 Best Car Insurance Companies in Ohio

Following the health insurance policy is another great insurance need: car insurance coverage.

With the uncertainty and carelessness of drivers on Ohio highways, chances are that accident occurrence is inevitable.

To help bear the cost of damages, you need an insurance plan for your car.

Hence the reason why you need to purchase an insurance plan from any of the best car insurance companies in Ohio.

And if you don’t know where to find them, here’s a list to help you search.

#1. USAA

USAA is the best car insurance company for active and retired members of the military and their families.

What this means is that you cannot buy a car insurance plan if you’re not in their eligibility list.

However, according to the customer satisfaction scores and claims service, USAA is one of the best insurance companies for car coverage in Ohio.

But on the flip side,  USAA is not the best choice if you’re seeking robust policies.

For the annual car insurance cost at USAA is about $820.

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#2. Auto-Owners

Are you looking for an auto insurance company with outstanding customer service?

Do you want to insure your car with a company that is easily accessible through agents?

Auto-Owners is your best option.

Besides that, Auto-owners offer other optional car insurance coverages such as gap insurance and diminished value coverage. 

However, if you’re seeking something cheap, then this is not it.

Basically a car insurance with Auto-owners costs $1,035 in a year. 

However, you can leverage on their discount to save.

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#3. Geico

Up next on our list of car insurance companies in Ohio is Geico.

Geico is a nationwide recognised insurance company. 

Although they receive below-industry-average claims satisfaction scores from J.D. Power, they are the best for low budgets.

In addition to that, Geico has a wide range of discounts that could help you save. 

But keep in the mind that the auto insurance plan covers only the basics, with only a few options to customise your policy.

An auto insurance policy with Geico costs about $843 a year.

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#4. Erie

Like Auto-Owners, Erie is not well-known but they offer one of the best auto insurance plans.

However, this insurance provider is ideal for Ohio drivers who prefer to stick to the same insurer regardless of where they move.

Also, Erie offers other extra standard coverages on its auto policy such as; pet and locksmith service coverage. 

Erie car insurance policies cost $974 in a year.

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#5. State Farm

State Farm is a household name for most US States including Florida.

Also, it is the largest personal car insurance company with over 16% of the market share. 

State Farm car insurance costs $906 in a year. 

However, many choose State Farm because of its two safe-driving programs; Steer Clear for teens and Drive Safe & Save for adult drivers

According to the 2021 J.D. Power U.S. Insurance Digital Experience Study, State Farm need an improvement to their digital experience.

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Best Insurance Companies in Ohio 2022
Best Insurance Companies in Ohio 2022

5 Best Insurance Companies for Homeowners

Ohio is one of the States in the USA that 66% of its residents own their property.

Following these statistics, it’s not out of place to say that the need for homeowners insurance is on the high side in Ohio.

To that regard, we bring you the best rated homeowners insurance companies in Ohio;

#1. Allstate

First on our list of best homeowners insurance companies in Ohio is Allstate.

Allstate offers one of the lowest home insurance rates in Ohio.

Also, Allstate have a good customer satisfaction score, and numerous coverage options that could help you customise your plan.

In addition, they have an option for customers to include coverage for electronic data recovery, water backup and sports equipment. 

Homeowners insurance costs $889 at Allstate.

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#2. Auto-Owners

Auto-Owners homeowners insurance policies are highly customizable and one of best companies in Ohio

Also, customers have the options like equipment breakdown, guaranteed home replacement cost, and identity theft coverage. 

In addition to that, Auto-owners offer a large array of discounts.

However, homeowners insurance policies cost $860 at Auto-owners.

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#3. Buckeye Insurance Group

Up next in our list of best homeowners insurance companies is the Buckeye Insurance Group. 

Buckeye is a regional insurer with local agents scattered in Ohio. 

It’s one of the companies with the lowest average homeowners insurance premium of $371 in a year.

Also, with a home insurance plan at Buckeye, you can add various endorsements to fit your needs.

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#4. Farmers

Farmers is one of the best insurance companies for homeowners in Ohio with a high premium.

Home insurance plans cost $2,002 in a year at Farmers.

Although they have a high premium, they are a good choice for your home insurance needs. 

Basically, they offer three levels of home insurance plans which are standard, enhanced and premier. 

In addition that, you can customise each package to suit your coverage needs.

Also, you can choose to add add-ons such as Eco-Rebuild coverage and identity theft.

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#5. State Farm

Homeowners can work with local agents to get the best insurance policies with State Farm.

This is ideal for customers who want to do business in person. 

However, State Farm’s average home insurance premium $1,191 is slightly higher than the state average. 

With State Farm, you can customise your homeowners policy.

And with Ting, State Farm provides a free device that could help their clients detect an issue in their home’s wiring.

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4 Best Insurance Companies for Business Owners in Ohio

Whether you have a small-scale or large-scale business in Ohio, you need business insurance to protect you from risks.

Also, employers can get a worker’s compensation insurance to protect their rights and interests in their place of work.

To that regard, you need to get business insurance coverage from the best companies in Ohio.

Below, we have articulated the best you can purchase a business insurance policy from.

#1. Insureon

Insureon is one of the best insurance companies for small business owners in Ohio.

Basically, this insurance provider provides all forms of business insurance at an affordable cost. 

However, note that some state laws can affect which business can be insured on in Insureon.

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#2. Hiscox

Ohio small businesses can rejoice in the services and coverage offered by Hiscox.

And with the company’s technologies, you can get a quote and buy insurance directly from Hiscox online platform.

Also, this makes it one of the best business insurance companies in Ohio.

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#3. Progressive Commercial

Progressive offers business coverage for both small and large-scale businesses.

Also, this insurance provider has an option of combining a BOP with property and liability coverage into an easy-to-manage policy.

But on the flip side, we recommend Progressive for small to medium-sized businesses that you own or rent.

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#4. The Hartford

With Hartford, your business is covered.

Hartford is one of the best business insurance companies in Ohio and USA at large. 

However, it is critical that small business owners understand the business insurance options available to them at Hartford.

This will help them protect their businesses and employees.

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Frequently Asked Questions About Best Insurance Companies in Ohio

How much is homeowners insurance in Ohio?

On the average, Ohio homeowners insurance costs $1,111 per year for $250,000 in dwelling coverage.

What’s the average cost of car insurance in Ohio?

According to the 2021 quoted premiums from Quadrant Information Services, Ohio’s average car insurance rates cost $565 per year for minimum coverage and $1,674 per year for full coverage.

What are the Best Companies In Ohio I Can Work For As An Insurance Agent?

Working as an insurance agent can be a rewarding experience if you work as an agent or staff with the best companies.

Below is a list of top-rated companies you can work for.

Also, we compiled this list based on employee satisfaction record, salary structure and company reviews.

  • Grange Insurance
  • Nationwide Mutual Insurance 
  • Great American Insurance Company
  • American Modern Insurance Group
  • Progressive
  • Western & Southern Financial Group   
  • Proforma
  • Cincinnati Financial
  • Motorists Mutual Insurance Co
  • Ohio National Financial Services
  • First Title Agency
  • Dawson Companies
  • Paramount Care
  • Argus International
  • State Auto Insurance Companies
  • National Interstate
  • American Select Insurance Co
  • Safe Auto Insurance Group
  • CompManagement
  • Midland Company (The)

Editors Recommendation

References

  • https://www.ehealthinsurance.com/health-insurance-companies/ohio-carriers 
  • https://www.bankrate.com/insurance/car/ohio/ 
  • https://www.valuepenguin.com/best-cheap-health-insurance-ohio
  • https://www.zippia.com/company/best-insurance-companies-ohio/ 

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