Best Insurance Companies in Pennsylvania 2022

November 15, 2021by Grace1
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Are you searching for the best insurance companies for your car, health, business and homeowners in Pennsylvania?

Do you want an affordable insurance plan that can tally with your budget?

Here’s a complete guide that brings to the table all you need to know about insurance companies in Pennsylvania.

Also, we have also included the ideal working space for an agent or staff who wants to work for an insurance company in Pennsylvania.

However, if you’re looking at comparing the insurance costs along with other States in the US such as North Carolina, we recommend you take a look at their guide just by reading the rated post below.

4 Best Health Insurance Companies in Pennsylvania

Are you a Pennsylvania resident looking for the best insurance companies for your health coverage?

You need not search any further.

Here is a list of the top rated life, health or medical insurance companies in Pennsylvania.

#1. Ambetter from PA Health and Wellness

Ambetter healthcare plans are certified as one of the qualified health plans in the insurance industry.

This insurance provider has over 27 years of experience in managing other people’s health.

Also,  the company’s robust portfolio of specialty health solutions makes it one of the biggest attractions in Pennsylvania.

Both their local and international clients  benefit from the enhanced collaboration and strategic care coordination programs.

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#2. Geisinger Health Plan

Geisinger is one of Pennsylvania’s best health insurance companies.

Basically, geisinger serves 41 counties in Pennsylvania. 

What this means is that, regardless of where you are in Pennsylvania, you can get insurance for your health.

Also, they have a long list of coverage plans including for your dental health.

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#3. Highmark Blue Cross Blue Shield

Highmark has a large network of clients clocking nearly 4 million members.

Through the BlueCard® program, clients can add and remove policies to tally with their need and budget.

Also, they are the largest and highest-rated Medicare Advantage program in Pennsylvania.

If you’re looking for a company with an unaided brand awareness, preference and overall brand then this answers your claim.

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#4. Independence Blue Cross

With a long history of health coverage, Independence Blue Cross has served Pennsylvania residents for 70 years.

If you are looking for a company that offers quality health care products and services, then Independence Blue Cross is ideal.

Basically, they are the leading health insurer in Southeastern Pennsylvania.

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5 Best Car Insurance Companies in Pennsylvania

Car insurance is a surety that your car will be repaired or replaced in case of accidents.

Many consider this the second best insurance policy after health coverage.

Following this assertion, we bring you the list of the best car insurance companies in Pennsylvania.

We did come up with this list following companies track record of excellence and customer reviews.

Also, we considered the J.D power and A.M Best scores of each company.

#1. Geico

First on our list of auto insurance companies in Pennsylvania is Geico.

Many car owners in Pennsylvania choose Geico because of their robust digital presence.

Geico has a website and app that allows clients to handle their policy with/without an agent. 

Also, Geico car insurance plan is relatively the cheapest in Pennsylvania with a rate of $916 in a year.

Although this peculiarity makes them highly sought, Geico might not be ideal if you want a range of options to choose from. 

And also, Geico doesn’t offer anything spectacular, just the basic car insurance policies.

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#2. Erie

If you’re looking at getting insurance with a company that doesn’t have mean faced customer care agents then you should go for Erie.

Besides good customer service, they have an affordable auto insurance plan of $1,079 per annum.

Another reason why many Pennsylvania drivers love Erie is that they have a number of optional endorsements to choose from.

This feature helps them expand their car coverage plans.

However, if you are looking to handle your policy through an app or website, Erie is not it.

But generally is one of the best car insurance companies in Pennsylvania.

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#3. Nationwide

Nationwide is one of the best car insurance companies in Pennsylvania.

Customers get the basic car insurance policies and few options to customize their plan.

In addition, this insurance provider offers an accident forgiveness program.

So, if you need a car insurance plan that allows you to add some extra coverage, Nationwide is ideal.

But on the other hand, Nationwide received a higher-than-average complaint index according to NAIC.

And somehow Nationwide’s car insurance cost is one the high side; $1,058 per annum.

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#4. Progressive

Progressive car insurance is basically more ideal for drivers who have accidents or tickets on their diving record.

Basically, high-risk drivers often find progressive as the best insurance provider for their car.

Also, an add-on here is the opportunity to tailor your insurance plan according to your preference.

But just before you opt for this, know that progressive received a below-average J.D. Power customer satisfaction score.

And also, their insurance cost is $1,278 per year.

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#5. Allstate

Do you need an auto insurance company with an online presence?

Are you interested in getting a quote by yourself?

Then Allstate is your best bet.

But just in case you change your mind along the line, Allstate has an in-person agent to help you with your policy.

However, Allstate’s average premium rate is the highest in Pennsylvania at about $1,338 per year.

This is not ideal for clients with low budgets.

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Best Insurance Companies in Pennsylvania 2022
Best Insurance Companies in Pennsylvania 2022

4 Best Business Insurance Companies in Pennsylvania 

Some say they must own a business to insure before having a business insurance.

Pennsylvania business insurance companies have made that false information.

Whether you own a large or small scale business, or you are an employee you can get a business insurance quote and have what you do insured. 

To that regard, we bring you a list of the best insurance companies in Pennsylvania for your business coverage.

#1. Hortica Insurance 

Hortica Insurance company is one of the best companies in Pennsylvania for your business.

It’s services span across workers compensation, BOP and general liability insurance.

This provider is ideal for small scale business owners.

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#2. National General Insurance 

With National General Insurance you have complete 24/7 access to the company.

Once you get an insurance quote, your business coverage starts immediately.

The prompt response to clients makes them one of the best business insurance companies in Pennsylvania.

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#3. State Farm 

The State Farm insurance company is one of the leading U.S. insurance companies.

Many people choose State Farm because it offers every type of insurance coverage you might need.

However, depending on the type of business you want to insure, the price may differ. 

But on a general perspective it’s generally high.

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#4. Nationwide 

Nationwide is one of the best business insurance companies in Pennsylvania.

It’s coverage is majorly ideal for small business owners.

You have a wide range of business coverage options all depending on your budget and plan.

Nationwide as a whole is best for bundling services.

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5 Best Insurance Companies in Pennsylvania for Homeowners

Nearly 70% of residents in Pennsylvania owns a home.

Amongst these homeowners, nearly $15 billion lost their lives 2020, according to the Insurance Information Institute. 

How did that happen?

If you’re a Pennsylvania resident, you will agree with me that the majority of homeowners suffer perils such as fire outbreaks, frozen pipes, snowstorms and floods.

These perils pose a great damage and screams the call for homeowners to lookout for the best insurance companies in Pennsylvania.

With insurance, you can protect your finances against costly home repairs or replacements.

Below is a list of the best homeowners insurance companies in Pennsylvania.

#1. Allstate

Allstate is regarded as one of the best insurance companies for Pennsylvania homeowners due to their top-notch customer service.

Also, their team of agents scattered in over 240 cities and towns across Pennsylvania, makes them easily accessible.

In addition to that, Allstate allows you to use the add-on option to add to the typical standard property coverage.

Besides that, you have access to discounts even though their homeowners insurance plan costs just about $729.

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#2. Chubb

According to the 2021 J.D. Power U.S. Property Claims Satisfaction Study, Chubb is one of the best insurance companies for Pennsylvania homeowners.

However, Chubb is not for all homeowners.

Chubb is only ideal for high end, higher-value properties and high-net-worth homeowners.

So, if you have an exotic home, Chubb has the best coverage for you quite at an affordable price of $917 per year.

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#3. Erie

Erie is a Pennsylvania-based regional insurer.

This insurance provider maintains an A+ financial strength rating from AM Best.

But their prowess does not extend towards customer service and customer satisfaction.

On the other hand, the good news is that their home insurance plan is quite affordable.

Erie’s cost for homeowners insurance per year is $542.

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#4. State Farm

Besides being one of the best homeowners insurance companies in Pennsylvania, State Farm is a leading U.S. home insurer.

State Farm offers almost every type of insurance coverage you might need.

This makes them ideal for bundling services. 

But do know that the cost of home insurance at state farm is quite high, costing about $1,115 per year.

This may not be a good idea if you do not have a robust budget.

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#5. USAA

USAA is rated tops for customer satisfaction and affordability.

Although they have a good insurance coverage plan for clients, they only offer services to active or former military members and their families.

That means you can only get a quote from USAA only if you’re within their eligibility criteria.

However, the cost of homeowners insurance at USAA is $714 in a year.

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Frequently Asked Questions About Best Insurance Companies in Pennsylvania

How much is homeowners insurance in Pennsylvania?

The average homeowners insurance in Pennsylvania costs $730 per year for $250,000 in dwelling coverage. 

What’s the Cost Of Car Insurance in Pennsylvania?

The average cost of full car coverage in Pennsylvania is $1,476 per year.

However, minimum coverage costs $427 per year.

What are the Best Insurance Companies to Work For In Pennsylvania?

Many insurance companies within Pennsylvania need staff and agents to help attend to their clients.

Therefore, if you’re looking for the best companies in that stead, these are the top 20 you can work for in Pennsylvania;

  • Penn Mutual
  • Penn National Insurance
  • ACE USA
  • Radian Group
  • Erie Indemnity Company
  • United Concordia
  • ACTS Retirement-Life Communities
  • Reliance Standard
  • Kistler Tiffany Benefits Co.
  • USLI
  • Grundy Worldwide
  • PMA Companies
  • Pagnotti Enterprises
  • Young Alfred
  • Harleysville Group
  • HM Insurance Group
  • Donegal Group
  • Affinity Insurance
  • New Pig
  • Stevens & Lee P.C.

We base the above list on employee reviews, salary structure and company financial strength.

References

  • https://www.bankrate.com/insurance/car/pennsylvania/ 
  • https://www.zippia.com/company/best-insurance-companies-pennsylvania/ 
  • https://www.ehealthinsurance.com/health-insurance-companies/pennsylvania-carriers 
  • https://www.bankrate.com/insurance/homeowners-insurance/in-pennsylvania/ 


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