Best Insurance Companies in Missouri 2022

Are you looking for homeowners, business, car and health insurance companies in Missouri that offer the best services?

Do you want the best policies from insurance providers in Missouri?

Here is a detailed guide on all you need to know about insurance providers in Missouri.

Also, we have carefully listed all the companies that offer the best insurance in Missouri.

In it you will find the cost as well as the reasons why you should choose them.

We base our list on the financial strength of the company, JD Power ratings, NAIC and AM Best reports.

For other residents of the USA, you can compare other insurance companies in other states of the USA such as Virginia by clicking the related post contents.

4 Best Health Insurance Companies in Missouri

If you want to reduce the cost of medical treatments and services, you need to get health insurance.

There are many health insurance companies in Missouri that can give you good health coverage.

However, we bring you a list of the best 4 which were endorsed by JD Power, NAIC as well their financial stability. 

Therefore, here are some of the health insurance companies in Missouri;

#1. Anthem BlueCross BlueShield

Anthem BlueCross BlueShield is one of the largest health insurance companies in Missouri and USA at large. 

Basically, Anthem operates in a large portion of Missouri. 

Also, they have health coverage options available to groups, employers as well as individuals.

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#2. UnitedHealthcare

UnitedHealthcare provides one of the best coverages for your health. 

Also, this insurance provider is best known to offer health plan options for individuals, families and groups. 

Also, they are known as a popular choice for Missouri employers to offer their employees.

However, Unitedhealthcare only operates in certain Missouri areas.

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#3. Cigna

Cigna is another of the insurance companies in our list of best health insurance companies in Missouri that offers coverage in many counties in Missouri.

Although they offer great services, you have to be in the area of coverage to get an insurance quote and a plan subsequently.

Also, Cigna offers the most affordable health insurance options compared to other companies in Missouri.

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#4. AmBetter

AmBetter health insurance coverage gives you access to wellness benefits.

Also, depending on the wellness benefits you choose, you can get discounts as well. 

In addition, clients get access to a 24/7 telehealth line.

This allows you to connect with a doctor on phone or video call for certain health issues such as flu or allergies.

However, Ambetter services are limited to certain areas in Missouri.

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4 Best Homeowners Insurance Companies in Missouri

After an in-depth review of the top homeowners insurance companies in Missouri, we came up with a list of the best providers.

We considered the price, coverage options, customer service and other factors to merge this list. 

Therefore, the list includes;

#1. Shelter Insurance

Shelter insurance offers very affordable rates for homeowners alongside good customer service.

Also, at Shelter, you get homeowners insurance at a cost of $1,179 per year.

In addition to low cost, Shelter provides a variety of coverage options which includes debris removal and coverage for necessary repairs after a loss.

However, Shelter does not have a working online tool.

Therefore, it’s impossible to get a quote or run your insurance processes online.

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#2. AAA

If you’re looking for an insurance company that offers very low rates for homeowners coverage then you need to opt for AAA packages.

On average, AAA offers homeowner insurance at $1,123 per year.

Also, their home/auto insurance bundle comes with a 25% discount and is one of the best homeowners insurance companies in Missouri.

And sadly, AAA does not offer homeowners insurance quotes online.

Therefore, you’ll need to work with an agent in order to get a quote.

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#3. Travelers

We recommend Travelers for people who want a coverage option that has strong online tools.

Travelers is ideal for clients who want to work with a large, national insurer with superior financial stability.

A homeowner’s coverage costs about $1,600 per year on the average.

Due to its financial stability, even if a major storm requires large payouts across a significant portion of Missouri, Travelers can handle the payouts.

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#4. USAA

Regardless of all the good services this insurance provider has to offer, it’s services are exclusive to military personnels and their families.

Also, USAA has excellent customer service, affordable rates alongside a few special coverage options.

It’s average insurance cost for a homeowners policy is $1,457 per year.

However, to enjoy any of the exclusive services this company has to offer, you must be in the military.

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Best Insurance Companies in Missouri 2022
Best Insurance Companies in Missouri 2022

5 Best Car Insurance Companies in Missouri

If you’re a Missouri resident, you might have heard or have no clue that Missouri drivers are legally required to carry at least the minimum required car insurance. 

Even without it being legal, having car insurance is ideal to keep a check on your finances.

Therefore, we have outlined a list of the best car insurance companies that provide optimum coverage for Missouri drivers.

#1. USAA

USAA is the ideal car insurance company for military personnel and their relatives or families.

This provider has one of the best customer service and affordable rates only available to military members or veterans.

To enjoy the benefits of USAA insurance, you must be a soldier to fulfill the membership requirements.

However, this is a limiting factor because civilians cannot access this provider.

But it still remains one of the best car insurance companies in Missouri.

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#2. State Farm

State Farm has agents in over 80 locations across Missouri.

What this means is that their poor online structure have been superimposed by great availability of agents that can help you with any service you need.

Well, that doesn’t mean you cannot manage your policy digitally.

If you’re looking for discounts, State Farm offeres none.

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#3. Geico

Geico’s car insurance coverage is relatively basic with only a few options for customization.

Therefore, this means if you need additional features as a driver, you can only add a handful.

However, you have a lot of discount options that will help you save.

Also, if you prefer digital policy management, Geico might be a good option because of its online and mobile app capabilities. 

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#4. Progressive

Progressive is one of the best car insurance companies in Missouri.

This provider has one of the most competitive rates but it’s customer service makes them not preferred by many.

Whether you prefer handling your policy digitally or manually, progressive has all tools to satisfy you. 

However, Progressive does not have many personalization options.

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#5. American Family

The last on our list of best car insurance companies in Missouri is the American Family.

If you’re looking out for cheap auto insurance, this is the best insurance provider for you. 

American Family has the lowest premium in Missouri for car coverage.

In addition to standard options, you may be able to add endorsements like roadside assistance, car rental reimbursement and accidental death and dismemberment. The company also has several discounts that could lower your premium even more.

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Frequently Asked Questions About Best Insurance Companies in Missouri

What’s the Average Car Insurance cost in Missouri?

The average cost of car insurance in Missouri is $468 for minimum coverage and $1,661 annually for a full coverage policy. 

What’s the Average Cost of Health Insurance in Missouri?

From research, the national average cost for health insurance in Missouri is $1,427 per year.

It could be cheaper or more expensive depending on the health insurance company.

What’s the Homeowners Insurance Cost in Missouri?

The average cost of homeowners insurance in Missouri is $1,914 per year.

What are the Best Insurance Companies I Can Work For In Missouri?

  • Lockton Companies
  • Reinsurance Group of America
  • Shelter Insurance
  • IPFS
  • CIC Group
  • Americo Financial Life And Annuity …
  • Missouri Farm Bureau Insurance
  • MJ Kelly
  • Lock/Line
  • Delta Dental of Missouri
  • Media Professional Insurance Agency
  • Concordia Plan Services
  • Lakenan Insurance of Ste. Genevieve/St. Louis
  • Kansas City Life Insurance Company
  • Edge Manufacturing
  • Charles L Crane Agency Co: Riek Gary
  • PSRS/PEERS
  • Cameron Mutual
  • Columbia Insurance Group
  • Cornerstone National Insurance Company
  • AdSell Companies
  • Daniel & Henry Co
  • St. Louis Print Group
  • MWM Dexter
  • Garlich Printing
  • Indoff
  • Creator Designs

References

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