Best Insurance Companies in Indiana 2022 – All You Need to Know

October 22, 2021by Grace1
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Here’s a better way for homeowners to live with a surety: start by insuring your car, business and health with the best insurance companies in Indiana.

Do you want to live your best life while others bear the cost of the accidents incurred in the process?

Or have you had some bad time getting a good insurance policy  from insurance companies in Indiana.

We wrote this piece to help you direct your search.

After our article on the best insurance companies in California, we thought it wise to replicate the same for our Indiana readers. 

In this guide, we have strategically listed the top insurance companies in Indiana.

We base our judgement on J.D Power scores, AM Best ratings as well a track record of excellence.

Besides that we considered what their customers say about them. 

So, without further ado, let’s answer your questions when it comes to the best insurance providers in Indiana.

3 Best Health Insurance Companies in Indiana

Health, they say, is wealth. 

Taking care of your health should be a primary objective for everyone. 

Therefore, if you are considering getting insurance for yourself, your family or loved ones, this list will help you get the best policy. 

However, you should know that there are different kinds of health insurance plans you can go. 

And depending on many factors, the cost will differ.

So, here is a list the best health insurance companies in Indiana;

1. CareSource Just4Me

Here’s one of the largest insurance providers in Indiana. 

CareSource Just4Me offers health coverage in all the 92 counties of Indiana.

Besides they’re not just large, they are incredibly affordable. 

This makes it one of the best because there are insurance plans for even low income earners.

Besides a general health plan, CareSource offers coverage for a long list of health plans.

Such includes; primary care, specialty physicians services and outpatient services.

Also, they offer prescription medication coverage, preventive and wellness services, chronic disease management, hospitalizations, emergency services etc.

However, its coverage does not include cosmetic procedures, reproductive therapy, nutrition or dietary supplements, hearing aids, alternative or complementary medicine.

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2. Celtic Insurance Company

Here’s one of the best health insurance companies in Indiana. 

Celtic offers health coverage in all Indiana counties. 

Their services span towards and around basic economical and comprehensive health plans. 

Also, they offer short-term health insurance plans, student health plans and health savings accounts.

With the Celtic Care Preferred Plan, you have an option to choose from different health insurance policies. 

Also, customers can as well use the Celtic Saver HSA plan.

This health plan combines the health savings account with the insurance plans. 

You can count on Celtic because it’s affordable, has low premiums and options for a higher deductible.

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3. Anthem BlueCross BlueShield

Anthem is not just the best in Indiana, it’s also one of the best insurance companies in Florida.

This health insurance provider serves about 42 million people in the USA.  

In Indiana, they offer health insurance in just 8 counties. 

Besides general health coverage, Anthem provides disability and life insurance benefits as well. 

Preventive care insurance at Anthem can be as low as $0. 

And sometimes it comes with no copay and no deductibles 

These are the health insurance companies in Indiana that we consider the best. 

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4 Best Homeowners Insurance Companies in Indiana

If you’re looking for homeowners insurance companies that offer the best insurance policies in Indiana, then will find a suitable list of options for you. 

Depending on what you’re looking for, these insurance providers have proven to have some food plans for your home.

However, note that the cost of these insurance plans will depend on the size and location of your home.

For instance, exotic homes come at a higher cost.

Here’s a list of some homeowners insurance companies we consider the best in Indiana;

1. Cincinnati Financial: Best for most people

Majority of Indiana residents choose Cincinnati because of its affordability.

In addition to the low-cost premiums, Cincinnati has the best customer satisfaction ratings according to NAIC Complaint Index.

Also, with Cincinnati Financial insurance, customers can access endorsements that allow them to customize their policy. 

However, you can online access their policy through their independent insurance agents. 

This also means that you can’t buy Cincinnati Financial policy online. 

So, if you want to manage your homeowners insurance independently, you might want to look out for another insurer.

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2. Allstate: Best for online tools

Besides being the best in Indiana, Allstate is also one of the best insurance companies in Georgia

Also, in Indiana, they’re one of the best insurance providers with affordable prices.

Many choose Allstate because of its powerful online platform where you can carry out all your insurance activities.

This helps you have complete control over your insurance policy.

Although they have an amazing and solid customer satisfaction rating, they have about 0.31 complaints on NAIC Complaint Index.

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3. Erie Insurance: Best customer service

If you’re looking for a top-notch homeowners insurance company in Indiana, Erie is your sure bet.

J.D powers rate them 5/5. 

That’s almost unmatchable when we compare other insurance providers in the USA.

Also, their high level of service to customers makes them the most sought after. 

However, Erie does not have a reliable online platform. 

This means you have to run your services through an insurance expert.

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4. USAA: Best for military families

Just like in our article in the best insurance companies in Illinois, USAA is profession dependent.

Although it’s one of the top homeowners insurance companies in Indiana, it’s basically open to military personnels and their families.

And being a military insurance provider, their cost is at the high side. 

Besides the high cost, USAA is well known for its excellent customer service. 

So, if you are looking for homeowners insurance companies, these are the best you can work with in Indiana.

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However, here are others you can consider;

  • Farmers
  • Travelers
  • State Farm    
  • Nationwide    
  • Progressive
  • Liberty Mutual
  • American Family
  • Auto-Owners Insurance Co.
  • Indiana Farmers Mutual Insurance
Best Insurance Companies in Indiana 2022 - All You Need to Know
Best Insurance Companies in Indiana 2022 – All You Need to Know

5 Best car insurance companies in Indiana

Besides health insurances, car insurance comes tops in the list of most popular insurances. 

With the uncertainty of car breakdowns and accidents, insurance is one way to ensure you have your moving buddy in order in case things go wrong. 

Based on customer satisfaction reviews and financial strength rankings, we have come up with a list of car insurance companies in Indiana. 

Also, we considered the quoted premiums from Quadrant Information Services. 

Here is a list of auto car insurance companies in Indiana; 

1. USAA

Here’s one of the best in the list of Indiana car insurance companies. 

USAA offers insurance to active and retired military personnels and their families.

They have an excellent customer satisfaction and offers insurance at low cost

Also, there are numerous discounts for their policyholders.

Many say these discounts help them save more money.

However, the limiting factor when it comes to choosing USAA is that not everyone qualifies to have insurance with them.

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2. Auto-Owners

Auto-Owners is an insurance company in the USA selling coverage in 26 states, including Indiana. 

Besides the general car insurance, Auto-Owners offers gap insurance, diminished value coverage and new car replacement.

Also, according to J.D. Power, Auto-owners is No 1 in the list of best car insurance companies in Indiana and USA at large. 

But the sad news is that Auto-Owners do not provide quotes online. 

Therefore, you will need to work with a local agent to get a quote and sign up for insurance with the company.

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3. Geico

Here’s another car insurance company you can sign up with in Indiana.

Many choose this insurance provider because they have the lowest rates available. 

Also, Geico offers varieties of discounts to help customers lower their premiums and save. 

However, their insurance policies are relatively basic.

Which doesn’t really seem good. 

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4. Erie

A car insurer with Erie comes with an impressive array of discounts and coverage options. 

Another unique feature of Erie insurance policy is the Erie Rate Lock.

With this, they cannot change your insurance rate unless you make specific changes to yourself. 

But sadly, this is one of the car insurance companies in Indiana that has a poor online structure. 

5. State Farm

State Farm is one of the most popular insurance companies in the industry. 

It has provision for in-person customer relations with an agent.

Although the cost of car insurance is quite affordable, this insurance provider has a higher-than-average overall complaint.

According to NAIC, State Farm scores 1.45.

That shows a lot of customer dissatisfaction. 

However, looking at their cost and coverage, it’s one of the best car insurance companies in Indiana.

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4 Best Business Insurance Companies in Indiana

There are different kinds of business insurance many business owners for. 

Some of them include;

  • Workers’ Compensation Insurance
  • Property & Liability Insurance
  • Professional Liability Insurance
  • General Liability Insurance
  • Umbrella Insurance
  • Commercial Auto Insurance
  • Cyber Insurance

Regardless of the insurance policy you need for your business, you’re sure going to find one in Indiana. 

Here are some of the best insurance companies you can choose for your business in Indiana.

1. BiBERK

BiBERK is the largest insurance company in the USA in terms of assets.

This is one of the business insurance companies in Indiana that operates on low-cost. 

Also, this insurance provider is part of the Berkshire Hathaway Insurance Group.

The company is dedicated to providing small businesses with services that can help them grow.

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2. Hiscox

Hiscox is a business insurance company best for independent contractors.

Also, this insurance company offers customized solutions for 180+ different industries

Such includes; salons, fitness instructors, consultants, therapists, janitors, and acupuncturists.

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3. Progressive 

Progressive is the second-largest business auto insurer in the USA. 

Also, its one of the insurance companies that offers discounts for bundling multiple business insurance policies. 

In addition, they cover varieties of risks and vehicle types 

Majority of the insurance policy progressive offers includes, physical damages, hired auto, and non-owned coverage. 

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4. Hartford 

Hartford is one of the best business insurance companies in Indiana. 

This insurance provider has varieties of business insurance policies for over 51 professions.  

That means regardless of what you do, Hartford has coverage for your business. 

In addition to this, Hartford offers amazing discounts for bundling policies. 

However, the sad news is that Hartford has a pore online platform.

Which means you have to go to their office in Illinois to get an insurance plan.

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Frequently Asked Questions About Best Insurance Companies in Indiana

What’s the Cost of Insurance in Indiana?

The cost of insurance depends on the variety of factors starting with the type of insurance you’re looking out for.

Car insurance companies in Indiana charges differently from business insurance companies.

Also, homeowners insurance costs differ from health insurance companies’ charges in Indiana.

Therefore we have put together an estimate that will help you make your plans.

However, we advise you to visit the company’s website for details.

Cost of Health Insurance

Average health insurance cost is about $462 per month in Indiana.

Cost of Homeowners Insurance 

The cheapest homeowners insurance costs about $1,000 per year.

Car Insurance Cost 

The average cost of car insurance is $367 per year in Indiana. 

However, full coverage costs about $1,254 per year.

Business Insurance Cost

Small business insurance in Indiana costs a median of $46 per month, according to recent Next Insurance data.

What are the Top Best Insurance Companies in Indiana I Can Work For?

If you’re considering a job with an insurance company then you need to see this list. 

We understand that most insurance companies do not have much to offer their workers.

However, we found out a few that you can work for in Indiana.

Basically, we based our list of the top overall, most diverse and best paying insurance companies.

Also, we kept in touch with what their previous workers had to say.

Here’s the list of best insurance companies you can work for in Indiana;

  • Indiana Farm Bureau Insurance Companies
  • Baldwin & Lyons
  • 40
  • NCA
  • Specialty Insurance Group
  • Washington National Insurance Company
  • Key Benefit Administrators
  • Whipple & Company
  • DOXA INSURANCE HOLDINGS
  • MedPro Group
  • Bowers Envelope Company
  • Brotherhood Mutual Insurance
  • E P Graphics
  • American Stationery
  • The Bentcil Company 

Editors Recommendation

References

  • https://policyadvice.net/insurance/best/health-insurance-indiana/ 
  • https://www.zippia.com/company/best-insurance-companies-indiana/ 
  • https://www.bankrate.com/insurance/car/indiana/ 
  • https://www.biberk.com/where-we-insure/indiana 
  • https://www.nextinsurance.com/business-insurance/indiana/ 

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