Right from inception in 1992, the Concept Group is a holding company for other companies. With great prowess, the company have established many other arms and subsidiaries such as: Rosabon Financial Services - Nigeria’s Leading financial Intermediary. Also, the Equipment Leasing Company, Concept Nova - Bespoke Enterprise IT Solutions Company, Percy Aitkins - Bureau De Change. The Vision of the Group is to build, and carry on building, the greatest organization our shores has ever seen while, in as much as we can, impacting the world to make it a better place. Based on new ideas, organizational teamwork, and the inherent desire for continuous improvement both internally and externally, we strongly believe our Vision is within reach. Currently, we are recruiting for the position of a Portfolio Risk Analyst at Concept Group.
Job Title: Portfolio Risk Analyst
Job Location: Lagos
Employment Type: Full-time
Duties and Responsibilities of a Portfolio Risk Analyst
- Conducts detailed portfolio analyses and reports.
- Analyses report on loan and lease portfolio to anticipate, identify and mitigate credit risk exposure related to portfolio management activities
- Ensures they take transactional risk measures including default, correlations, and stress losses to enhance concentration risk views.
- Portfolio Analyst monitors the company’s lease portfolio
- Periodically perform default / principal at risk assessment, measuring the impact of guarantors/collaterals and impact of group loan on risk exposure
- Monitors compliance to credit and risk policies of the company
- Portfolio Risk Analyst reports on analytics of portfolio performance, emerging trends, areas of opportunity, repossessed lease assets, etc
- Mitigate credit risk exposure related to portfolio management activities
- Prepare report on probability of default using available data
- Propose evolutions in the policy, process, collaterals, etc. related to the risk identified
- Make recommendations for process improvement, addressing gaps and areas for additional or improved reporting and data.
Qualification and Requirements of a Portfolio Risk Analyst
- A Bachelor’s Degree in Accounting, Finance, or Social Science.
- Minimum of 2 years working experience as an analytics officer.
- Cognitive abilities in quantitative measurement of data.
- Research and analysis skills.
- Comfortable with word processing, spreadsheets, and financial enterprise resource software usage.
- Beginner / Intermediate skills in Microsoft Office suites.
- Ability to present and communicate analysis and recommendations. See these employability skills!!!
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should: